Forward-thinking partners growing faster with Defacto

Faster processes

Say goodbye to complex files and long factoring delays

With Defacto, you can access a quick and simple one-off financing solution, without having to go through a traditional factoring company.

Our solution

Fast invoice financing for modern SMBs

Financing in 27 seconds on average with no commitment, and no subscription. 100% automatic processing and onboarding keeps you in control, working at your speed.

Real impact, Really fast

Upway grows sales by 20% thanks to financing with Defacto.

Why small businesses love Defacto

Move fast; don't break things

Why wait weeks for invoice factoring? Set up in seconds, and receive funds right away. And you can refinance any time, just as quickly.

Repay when it suits you best

Flexible repayment terms give you up to 120 days to repay, with no fixed date or full amount required. Tap back into your credit line any time you need it.

Service with a smile

Small business success is our number one goal. Most problems can be solved autonomously, but we're here whenever you need us.

Tailored lending