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Pennylane

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Qonto

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Odoo

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Agicap

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Sellsy

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Libeo

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Quickbooks

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Fulll

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Netsuite

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Fygr

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Inqom

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Axonaut

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FAQ

How does Defacto define the credit limit?

The more data we have access to, the better we will be able to offer the borrower a credit line matching their needs.
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Defacto leverages different sources of data to feed the underwriting algorithm to define the limit of the line of credit.In general, there are 4 levels of data Defacto leverages (public, financial, historical and peripheral data)

Will my financing capacity evolves over time?

The initial credit limit will evolve dynamically as your financial data changes and that we are building an history together.

I don't see my tools in the list.

We work on adding more and more data sources obviously, as this is one of our core focus at Defacto. Unfortunately, as of today, we won't be able to work together

We're a team of entrepreneurs in fintech, datascience & dev tools. We believe the future of finance belongs to builders, not bankers. Access to capital should be fair & instant and we're working hard to make that happen.

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