IN THE NEWS

An update on Defacto's progress toward obtaining a European banking license.

The fintech is pursuing a banking license in France, with ambitions to expand into Belgium and Germany.

Defacto is taking the steps to obtain a European banking license and scale up its SME lending business.

An update on the €60 million financed by Defacto through its integration with Qonto.

The Qonto x Defacto partnership has surpassed €60 million financed in three years, driven by a 38% increase in demand for short-term financing.

Société Générale Factoring and Defacto jointly launch Avance Facture.

Société Générale is relying on Defacto to overhaul its invoice financing offer.

An analysis published by Defacto maps out a new economic picture of SME financing across the regions.

Defacto tops the regional ranking of 2026 Growth Champions in Île-de-France.

Defacto tops the Les Echos ranking of 400 growth champions for 2021-2024.

Defacto is cited among short-term B2B lending fintechs in a piece on the sovereignty of Europe's financial infrastructure.

Defacto selects funds to support the expansion of its client base.

Defacto, alongside Shine and Pennylane, is betting on e-invoicing to break into the business market.

Defacto is cited among B2B BNPL players following Hokodo's shutdown.

A €16 million raise accompanies the opening of Defacto's infrastructure to banks.

Defacto announces a €16 million raise to accelerate its expansion across Europe.

How securitization is becoming a key lever for fintechs, including Defacto, to finance SME growth.

Defacto details how it will finance €1.8 million dedicated to SMEs in the defense sector.

Defacto is cited among the public and private investor announcements on defense financing.

Defacto doubles its firepower to finance SMEs.

Defacto is putting nearly €2 billion on the table to support cash flow across the defense sector.

Defacto strengthens its credit capacity to support financing for the defense sector.

Defacto has raised its credit capacity dedicated to financing the defense sector to nearly €2 billion.

Pennylane and Defacto launch an instant financing solution based on electronic invoices.

Defacto aims to simplify SME financing distributed through traditional banks.

A profile of Charlotte Gounot, Defacto's CFO and Head of Compliance, in the summer series on young leaders.

Defacto co-founder Marc-Henri Gires was honored at the Universwiftnet 2024 Fintech and Treasurer of the Year awards.

Defacto is on a mission to become Europe’s largest API-first B2B lending platform. Co-founders Morgan O’Hana and Marc-Henri Gires explain how they've funded more than half a billion to 10,000 SMEs with only 21 employees.

Defacto obtains its financing company license.

Defacto raises €10 million to offer smart credit to European SMEs.

Defacto sets up a €167 million securitization fund alongside Citi and Viola Credit.

French startup Defacto has closed a new securitization fund that will be used to provide short-term loans to small and medium enterprises via an embedded, API-first approach. This is a new fund of up to €167 million ($183 million) with Citi and Viola Credit acting as the lenders

A growing number of startups are setting up in the city as the French government pushes to be at the forefront of Europe’s financial technology sector

Qonto launches an SME financing platform in partnership with Defacto.

Defacto makes it easier for SMEs to access near-instant credit.

Fintech Defacto raises €15 million to grow its business credit offering.

Defacto is entering the B2B deferred payment market.

After honing her skills at unicorn Spendesk, Morgan O'Hana co-founded Defacto, an instant credit solution for SMEs. Launched less than a year ago, the startup has just closed a second €15 million funding round.

Defacto raised $16 million to expand its instant lending platform for small businesses.