Lending in seconds, without paperwork through your financial tools
02
Financing
Submit your payables and decide on your terms. Pay only for what you use.
03
Reimbursement
Automated direct debit. You don't have to do anything else. As soon as a loan is repaid, your financing capacity is accessible again
"I can grow faster by financing my stock through Defacto. The advantage is the dynamic and automatic evolution, my outstanding amount follows my growth and my needs."
Stéphane Ficaja
Co-founder
short-term and ultra flexible financing
don't limit your growth because of your working cap