We pay now,
you pay us later

One API, many uses cases

Marketplace B2B
Build Loyalty with your suppliers
Increase average order value
Seamless experience for all stakeholders
Corentin Hinz - Product manager
"We decided to work with Defacto for its flexibility, the quality of its API, and the integration experience.They have been a great ally in our challenge to offer an ever more delightful and seamless payment experience for our clients and freelancers. The team is always available and responsive: a pleasure to work with!"
Fintech / Vertical Saas
Become the OS for your customers
Boost acquisition by adding new services
Build loyalty by easing access to financing
Tancrède Besnard - co-founder & CPO
"Our partnership with Defacto brings us a new, crucial, module for our users : short term financing without any paperwork. It has allowed our customers to confidently take on new opportunities so they can continue to grow their businesses."
Grow at your speed
Finance your COGS
Repay proportionally to your sales
Stéphane Ficaja - co-founder
"I can grow quicker because Defacto finances my stock. The benefit is the dynamic & automated evolution. My credit line follows my growth and my needs."
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