We pay now,
you pay us later

One API, many uses cases

Marketplace B2B
Build Loyalty with your suppliers
Increase average order value
Seamless experience for all stakeholders
Corentin Hinz - Product manager
"We decided to work with Defacto for its flexibility, the quality of its API, and the integration experience.They have been a great ally in our challenge to offer an ever more delightful and seamless payment experience for our clients and freelancers. The team is always available and responsive: a pleasure to work with!"
Fintech / Vertical Saas
Become the OS for your customers
Boost acquisition by adding new services
Build loyalty by easing access to financing
Tancrède Besnard - co-founder & CPO
"Our partnership with Defacto brings us a new, crucial, module for our users : short term financing without any paperwork. It has allowed our customers to confidently take on new opportunities so they can continue to grow their businesses."
E-commerce
Grow at your speed
Finance your COGS
Repay proportionally to your sales
Stéphane Ficaja - co-founder
"I can grow quicker because Defacto finances my stock. The benefit is the dynamic & automated evolution. My credit line follows my growth and my needs."
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