Instant cash advance with Qonto x Defacto
Grow at your speed through short-term flexible financing
Deferred payments of your payables
Early cash-in of receivables
Deferred debit cards
Bank
Finance your treasury needs with your Qonto account
short-term and ultra-flexible financing. Unlock your growth & solve your working capital needs
Connect
Lending in seconds
no documents to send, real-time eligibility
your first financing in a few clicks
flexibility where it counts
How ?
Activate financing through Qonto now
Discover how to activate your financing capacity, in seconds
1
Test your eligibility
Credit analysis and answer in seconds, from your Qonto account
2
Finance your invoice
Set up the financing in a few clicks: choose the amount, the repayment date and go!
3
Automated repayments
Nothing left to do, the reimbursement is automated
"Defacto allowed us to finance the extension of customer payment terms in an agile and flexible manner. We gained cash flow flexibility thanks to the rapid arrival of funds, after an invoice submission in a few clicks."
Irina Delecroix
Project Manager