Finance your treasury needs with your Qonto account
short-term and ultra-flexible financing. Unlock your growth & solve your working capital needs
Lending in seconds
no documents to send, real-time eligibility
your first financing in a few clicks
flexibility where it counts
Activate financing through Qonto now
Discover how to activate your financing capacity, in seconds
Test your eligibility
Credit analysis and answer in seconds, from your Qonto account
Finance your invoice
Set up the financing in a few clicks: choose the amount, the repayment date and go!
Nothing left to do, the reimbursement is automated
"Defacto allowed us to finance the extension of customer payment terms in an agile and flexible manner. We gained cash flow flexibility thanks to the rapid arrival of funds, after an invoice submission in a few clicks."