The fastest and most flexible financing for your working capital, on Pennylane
short term and ultra flexible financing. Don't restrict your growth because of your working capital
100% embedded experience
no paperwork, answer in seconds
your first financing in a few clicks
flexibility where it counts
Activate your financing capacity on Pennylane right now
Discover how to activate your financing capacity, in seconds
Test your eligibility
Credit analysis and answer in seconds, from your Pennylane account
Finance your invoice
Set up the financing in a few clicks: choose the amount, the repayment date and go!
Nothing left to do, the reimbursement is automated
"Defacto allowed us to finance the extension of customer payment terms in an agile and flexible manner. We gained cash flow flexibility thanks to the rapid arrival of funds, after an invoice submission in a few clicks."