Cash advance directly through Pennylane

Grow at your speed through short-term flexible financing

Start now
Deferred payments of your payables
Early cash-in of receivables
Deferred debit cards

The fastest and most flexible financing for your working capital, on Pennylane

short term and ultra flexible financing. Don't restrict your growth because of your working capital
100% embedded experience
no paperwork, answer in seconds
your first financing in a few clicks
flexibility where it counts
Nothing left to do, the reimbursement is automated
How ?

Activate your financing capacity on Pennylane right now

Discover how to activate your financing capacity, in seconds
Test your eligibility

Credit analysis and answer in seconds, from your Pennylane account

Finance your invoice

Set up the financing in a few clicks: choose the amount, the repayment date and go!

Automated repayments

Nothing left to do, the reimbursement is automated

"Defacto allowed us to finance the extension of customer payment terms in an agile and flexible manner. We gained cash flow flexibility thanks to the rapid arrival of funds, after an invoice submission in a few clicks."
Irina Delecroix

Irina Delecroix

Project Manager